Privacy Policy

1. Information We Collect

We collect information you provide directly to us, such as when you create an account, update your profile, request customer support, or process a transaction. This may include:

• Identity Data: Name, email address, phone number, and government ID numbers.
• Financial Data: Bank account details, mobile money numbers, and transaction history.
• Technical Data: IP address, browser type, device information, and operating system.

2. How We Use Your Information

We use the information we collect to provide, maintain, and improve our services, such as:

• Processing payments and transactions securely.
• Verifying your identity to prevent fraud and comply with KYC/AML regulations.
• Sending you transaction receipts, security alerts, and support messages.
• Improving our platform's performance and developing new features.

3. Data Sharing and Disclosure

We do not sell your personal data. We may share your information with:

• Payment Processors: MTN, Airtel, and banking partners to facilitate transactions.
• Service Providers: Cloud hosting, analytics, and security providers who assist our operations.
• Legal Authorities: When required by law or to protect our rights and safety.

4. Data Security

We implement industry-standard security measures, including SSL encryption, PCI-DSS compliance, and secure servers, to protect your data from unauthorized access, alteration, or destruction.

5. Your Rights

Depending on your location, you may have rights regarding your personal data, including the right to access, correct, or delete your information. Contact us at privacy@unipay.com to exercise these rights.

6. Changes to This Policy

We may update this privacy policy from time to time. If we make significant changes, we will notify you through our platform or via email.