UniPay
Trusted by 500+ merchants across East Africa

Unified Payments for East Africa

Accept MTN MoMo, Airtel Money, and MarzPay with a single, robust API. Enterprise-grade security, real-time analytics, and 99.9% uptime for high-volume merchants.

99.9%
Uptime SLA
<200ms
Average Latency
24/7
Support

Unified Payment Rail

Active connections

All systems operational

MTN Mobile Money

Uganda • Rwanda • Ghana

1.2s avg
99.8% success

Airtel Money

Tanzania • Kenya • Uganda

1.5s avg
99.6% success

MarzPay

Cards • Bank Transfers

800ms avg
99.9% success
End-to-end encryption
TLS 1.3 • 256-bit AES
Payments Simplified
New Era of Payments

Payments
Simplified!

Welcome to the new era of digital payments. We facilitate businesses to accept payments via Cards, Mobile Wallets, and Bank Transfers effortlessly.

Why Choose UniPay

Enterprise-grade features, built for scale

Everything you need to build, launch, and scale your payment operations

Instant Settlement

Funds verified and available in your dashboard in real-time with automated reconciliation.

Learn more

Advanced Fraud Detection

AI-powered risk scoring with customizable rules and real-time transaction blocking.

Learn more

Smart Routing

Automatically routes payments through the most reliable network to maximize success rates.

Learn more

Webhooks & Events

Real-time event system with retry logic and webhook management dashboard.

Learn more

Revenue Analytics

Deep insights into payment performance, customer behavior, and business metrics.

Learn more

Team Collaboration

Role-based access control, audit logs, and team management tools for enterprises.

Learn more

Seamlessly integrated with

Shopify
WooCommerce
Magento
Laravel
Node.js
Django
api/integration.php
<?php

// Install SDK via Composer
// composer require unipay/unipay-php

require_once 'vendor/autoload.php';

use UniPay\UniPayClient;

// Initialize client with your API key
$client = new UniPayClient(
    'sk_live_xyz',
    ['timeout' => 30]
);

// Create a payment
try {
    $payment = $client->payments->create([
        'amount'      => 50000,        // UGX 50,000
        'currency'    => 'UGX',
        'method'      => 'mtn_momo',
        'phone'       => '+256780000000',
        'reference'   => 'ORDER-123',
        'callback_url' => 'https://api.example.com/webhook'
    ]);
    
    // Handle success
    if ($payment['status'] === 'pending') {
        $redirectUrl = $payment['authorization_url'];
        // Redirect customer to complete payment
    }
    
} catch (\Exception $e) {
    // Handle error
    error_log("Payment failed: " . $e->getMessage());
}
200ms avg response 256-bit encrypted
UniPay SDK v2.4
Developer First

Built for developers, loved by finance teams

Our API follows REST conventions, uses predictable resource-oriented URLs, and returns standard HTTP response codes. We provide comprehensive SDKs and detailed documentation.

Comprehensive SDKs

Official libraries for PHP, Node.js, Python, Java, and Go with type definitions and examples.

Sandbox Environment

Test with simulated payments, webhooks, and edge cases before going live.

Interactive Documentation

Try API endpoints directly from your browser with our interactive API playground.

Trusted by industry leaders

Join 500+ businesses scaling their payments with UniPay

S
Sarah K.
CTO, ShopAfrika

"UniPay reduced our payment integration time from weeks to hours. Their API's simplicity and reliability have been game-changing for our Pan-African expansion."

D
David M.
Head of Payments, Jumia Kenya

"The smart routing feature alone increased our transaction success rate by 15%. UniPay's infrastructure handles our peak Black Friday traffic without breaking a sweat."

A
Amina R.
CEO, EduTech Rwanda

"Outstanding support and transparent pricing. Unlike other providers, there are no hidden fees, and their team is incredibly responsive to our needs."

500+
Active Merchants
$250M+
Annual Processing
99.7%
Avg. Success Rate
4.9/5
Customer Satisfaction

Simple, transparent pricing

Pay only for what you use. No setup fees, no monthly commitments.

Starter

For small businesses and startups

2.9% + $0.30 per successful transaction
  • Up to $10,000/month
  • Basic fraud detection
  • Email support
  • Dashboard analytics
Get Started
Most Popular

Growth

For scaling businesses

2.4% + $0.25 per successful transaction
  • Up to $100,000/month
  • Advanced fraud detection
  • Priority support
  • Smart routing
  • Webhook management
Start Free Trial

Enterprise

For large volume merchants

Custom Volume-based pricing
  • Unlimited volume
  • Dedicated account manager
  • 24/7 phone support
  • Custom integrations
  • SLA guarantees
Contact Sales

All plans include: PCI DSS Level 1 compliance • 256-bit encryption • Real-time analytics • Multi-currency support

Frequently asked questions

Everything you need to know about UniPay

Still have questions?

Contact our team

Ready to transform your payment experience?

Join thousands of businesses using UniPay to accept payments locally and globally with confidence.

No credit card required • 14-day free trial • Cancel anytime