Accept MTN MoMo, Airtel Money, and MarzPay with a single, robust API. Enterprise-grade security, real-time analytics, and 99.9% uptime for high-volume merchants.
Active connections
MTN Mobile Money
Uganda • Rwanda • Ghana
Airtel Money
Tanzania • Kenya • Uganda
MarzPay
Cards • Bank Transfers
Welcome to the new era of digital payments. We facilitate businesses to accept payments via Cards, Mobile Wallets, and Bank Transfers effortlessly.
Everything you need to build, launch, and scale your payment operations
Funds verified and available in your dashboard in real-time with automated reconciliation.
AI-powered risk scoring with customizable rules and real-time transaction blocking.
Automatically routes payments through the most reliable network to maximize success rates.
Real-time event system with retry logic and webhook management dashboard.
Deep insights into payment performance, customer behavior, and business metrics.
Role-based access control, audit logs, and team management tools for enterprises.
Seamlessly integrated with
<?php // Install SDK via Composer // composer require unipay/unipay-php require_once 'vendor/autoload.php'; use UniPay\UniPayClient; // Initialize client with your API key $client = new UniPayClient( 'sk_live_xyz', ['timeout' => 30] ); // Create a payment try { $payment = $client->payments->create([ 'amount' => 50000, // UGX 50,000 'currency' => 'UGX', 'method' => 'mtn_momo', 'phone' => '+256780000000', 'reference' => 'ORDER-123', 'callback_url' => 'https://api.example.com/webhook' ]); // Handle success if ($payment['status'] === 'pending') { $redirectUrl = $payment['authorization_url']; // Redirect customer to complete payment } } catch (\Exception $e) { // Handle error error_log("Payment failed: " . $e->getMessage()); }
Our API follows REST conventions, uses predictable resource-oriented URLs, and returns standard HTTP response codes. We provide comprehensive SDKs and detailed documentation.
Official libraries for PHP, Node.js, Python, Java, and Go with type definitions and examples.
Test with simulated payments, webhooks, and edge cases before going live.
Try API endpoints directly from your browser with our interactive API playground.
Join 500+ businesses scaling their payments with UniPay
"UniPay reduced our payment integration time from weeks to hours. Their API's simplicity and reliability have been game-changing for our Pan-African expansion."
"The smart routing feature alone increased our transaction success rate by 15%. UniPay's infrastructure handles our peak Black Friday traffic without breaking a sweat."
"Outstanding support and transparent pricing. Unlike other providers, there are no hidden fees, and their team is incredibly responsive to our needs."
Pay only for what you use. No setup fees, no monthly commitments.
For small businesses and startups
For scaling businesses
For large volume merchants
All plans include: PCI DSS Level 1 compliance • 256-bit encryption • Real-time analytics • Multi-currency support
Everything you need to know about UniPay
Still have questions?
Contact our teamJoin thousands of businesses using UniPay to accept payments locally and globally with confidence.
No credit card required • 14-day free trial • Cancel anytime